Financial & Legal Matters

The impact of cancer extends beyond the physical, affecting many aspects of a person’s life. You’re not alone—we’re here to help through our Financial Counselling Service. This service may also provide access to financial assistance and pro bono services.

Services available Monday – Friday (excluding public holidays) 9am – 5pm.

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Support from 13 11 20

Our team is here to listen and support you.

Financial Counselling Service

Unfortunately, financial counselling services are currently paused due to capacity to accept new referrals. We hope to resume taking new referrals soon. We apologise for the impact this may have.

How to refer for the Financial Counselling Service

1. Check your eligibility for the service

If you’re a Queensland resident aged 18 or over and facing financial challenges due to your or your loved one’s cancer diagnosis, you may be eligible.

2a. Call 13 11 20 for a self-referral

Anyone can self-refer to the Financial Counselling Service by calling 13 11 20. You can choose from a face-to-face appointment (in Brisbane), phone appointment or video appointment.

2b. Your health professional can lodge a referral form

As a health professional, you can refer someone to this service by:

  1. Obtaining consent from your patient
  2. Complete the below Financial Counselling Referral Form. Please do not submit a second online request.
  3. When completing the form, select the option for “Financial Counselling” under the type of “Support Requested”, providing a brief summary of their relevant financial concerns under the “Additional Information” section.
3. What to expect

You will be contacted within 5 business days from the time of referral. The initial assessment takes approximately 60 minutes, typically involving an in-depth review of your current financial situation. Subsequent sessions will last 30-60 minutes, depending on your needs.

What to Bring

You may be asked to share personal financial documents, such as bank statements, pay slips, or loan agreements, to help us better understand your situation and provide the most effective support.

To make the most out of your financial counselling session, please come prepared with the following:

  • Proof of income (pay slips, tax returns, government benefits).  
  • Documentation of your debts (loan statements, credit card bills).  
  • Monthly expenses (rent, utilities, insurance).  
  • Any other relevant financial documents (bank statements, superannuation fund information).  

During the initial assessment

This may include:

  • A detailed discussion of your income, expenses, debts, assets, and liabilities.  
  • An assessment of your financial goals, challenges, and any immediate needs.  
  • Identification of areas where you may need support, such as budgeting, debt management, or understanding your rights with creditors.  

Setting financial goals and action plans

Once our assessment is complete, your financial counsellor will support you with your financial goals.

This may include:

  • Developing a personalised budget or spending plan.  
  • Reviewing your debts and assessing options for managing or reducing them (e.g., repayment plans, hardship arrangements).  
  • Discussing the potential for negotiating with creditors, understanding your rights and responsibilities, and exploring available government or community resources.  
  • Identifying and providing additional referrals to other support services (e.g., legal services, dispute services, housing support).  

Financial Assistance Program

Important update: Unfortunately, we are currently operating with a reduced team and are unable to take new referrals to our Financial Assistance program at this time. We understand this may be disappointing for those who have valued this program or have referred Queenslanders to this program, and we apologise for the impact this change may have. We will continue to keep you informed about the service, and thank for you for your understanding.

Pro Bono Program

If you require the services of a professional to help you with the administrative challenges of dealing with cancer, the Pro Bono Program may be able to help. A member of our team will be in contact to first ensure the matter isn’t something one of our Financial Counsellors can assist with. If not, we match up skilled, professional volunteers via our Pro Bono Program, with people who need their services.

The Pro Bono Program is means tested to ensure those who cannot afford to pay for professional advice have the best chance of accessing it.

Services include help with legal matters (wills, insurance, employment disputes), workplace advisory (managing treatment-related work issues).

How to apply for the Pro Bono Program

Please note: The below are general steps to take when applying for the Pro Bono Program. We understand that everyone’s situation is unique and may not follow these steps.

1. Check your eligibility for the service

If you’re a Queensland resident aged 18 or over and facing financial and/or legal challenges due to your cancer treatment, you may be eligible.

2. Your health professional must lodge a referral form

As a health professional, you can refer someone to this service by:

  • Obtain consent from your client
  • Complete the below referral form. When completing the form, select the option for “Legal Matters” under the type of “Support Requested”, providing a brief summary of their relevant financial concerns under the “Additional Information” section.
3. What to expect

A member of the 13 11 20 Team will contact you directly to discuss eligibility for the Pro Bono Program. You may also benefit from a referral to our Financial Counselling Service, which we can discuss with you over the phone.

Questions you may have

What is pro bono?

Pro bono is a Latin phrase that means for the public good. The Cancer Council Queensland Pro Bono Program is means tested and is free for people who cannot afford the cost of advice. Clients can call us directly on 13 11 20 to find out if they are eligible.

How does cancer affect you financially?

A cancer diagnosis and treatment can impact many areas of life, including your finances. You may find yourself navigating new financial challenges, such as reduced income, increased costs, or the need to adjust your financial plans. There are many different types of costs that can add up during cancer diagnosis, treatment and recovery. These will vary depending on cancer type, stage and treatment options, and whether you have treatment as a public or private patient. The out-of-pocket cost of cancer treatment in Australia can range from a few hundred dollars to more than $10,000.

How to reduce the financial toxicity of cancer care?

Sorting out financial issues can strain your wellbeing and your relationships. Talking to a trusted family member or a professional financial counsellor about your finances may help you clarify your situation and find solutions or financial support. Whether it’s managing reduced income, paying bills, or planning for the future, free financial counselling is available to support you. Call 13 11 20 to connect with Cancer Council’s Financial Counselling Service.

Are there Government grants for cancer patients?

The Australian Government provides a range of assistance payments through Centrelink that may be available to people with cancer and their carers. These include:

Have other questions? Talk to us.

Our team is here to listen and support you.